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Non-Owner Car Insurance Explained: Liability for Rentals and Borrowed Cars, SR-22 Filings and Cost
Non-owner car insurance is liability-only cover for rented or borrowed cars, averaging roughly $486 to $795 a year, and a…
Read MoreSpecial Event Liability Insurance Explained: Venue Requirements, Additional Insured, Liquor Cover and Cost
Special event liability insurance is a short-term policy venues require, usually $1 million per occurrence with the venue as additional…
Read MorePhone Insurance Explained: AppleCare+ vs Carrier Plans vs Credit Card Protection and True Cost
Phone insurance costs about $7 to $25 a month plus a deductible, and PIRG found a carrier plan cost $1,011…
Read MoreCommercial Property Insurance Explained: Special Form, Coinsurance Penalties and Replacement Cost vs ACV
Commercial property insurance covers buildings, equipment and inventory, but coinsurance clauses, replacement cost versus ACV and flood exclusions decide what…
Read MoreJet Ski and Personal Watercraft Insurance Explained: Cost, State Rules and Rental Risk
Jet ski insurance costs about $100 to $500 a year, homeowners policies typically do not cover it, and the Coast…
Read MoreRestaurant Insurance Explained: BOP, Liquor Liability, Food Spoilage, Workers’ Comp and Cost
Restaurant insurance bundles general liability, property, workers' comp and liquor cover, with Insureon averages near $251 a month for a…
Read MoreCannabis Business Insurance Explained: Surplus Carriers, Product Liability, Crop Cover and Cost
Cannabis business insurance is mostly written by surplus lines carriers, with small dispensaries paying about $2,500 to $7,500 a year…
Read MoreTouring Band and Musician Insurance Explained: Gear on the Road, Van Cover, Liability and Cost
Touring band insurance covers gear, vans and show liability, with gear cover typically 1.5% to 3% of value, because home…
Read MoreRental Car Insurance Explained: CDW and LDW Waivers, Credit Card Cover, Liability and Daily Cost
Rental car insurance is optional counter add-ons, with CDW waivers reported at about $10 to $30 a day, and your…
Read MoreWhisky and Spirits Collection Insurance Explained: Bottles, Casks, Bonded Warehouses and Cost
Whisky collection insurance covers bottles and casks that home policies may not, with one insurer charging $375 a year for…
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