Celebrity Coverage

Wedding venues typically pay $2,500 to $12,000+ a year for a liability, liquor and property bundle, and the venue’s policy does not protect couples or vendors, who must carry their own.

Bicycle insurance costs about $100 to $400 a year standalone or 1% to 2% of the bike’s value as a home-policy add-on, and standard home cover caps bikes near $1,000 and skips crash damage.

A car insurance lapse raises rates roughly 8% to 25% for under 30 days and 22% to 35% or more beyond, adds state fines and reinstatement fees, and costs you your continuous coverage discount.